Cravens Warren

Serving the risk management and commercial insurance needs of business. Cravens Warren, founded in 1946, has been serving the insurance needs of... read more

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  • 10011 West Gulf Bank
    Houston, TX 77040
  • Phone (888) 296-1380
    Fax (713) 690-6020
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About Cravens Warren

Texas Mutual Insurance is Here for Texas

Texas Mutual is The Most Trusted Name in Workers Compensation Insurance

The workers’ compensation market is volatile. Insurance carriers seem to come and go as often as the seasons. Sometimes, they leave their policyholders out in the cold. Texas Mutual Insurance Company has made a long-term commitment to Texas employers and their employees. Our financial strength guarantees that we will keep that commitment for years to come. Contact one our specialists for a FREE workmans comp insurance quotes.

Statutory surplus for Workers Compensation Policies

Our 2007 year-end statutory surplus was $1.31 billion, which equates to a premiums-written-to-surplus ratio of 0.6:1. That means we can write premium well over our 2007 written premium of $760.5 million without compromising our financial strength.

Workers Compensation Reinsurance

We reduce our risk for catastrophic exposures through reinsurance. We are also a member of  the Texas Property and Casualty Insurance Guaranty Association, which further protects our policyholders and claimants (for claims occurring on or after January 1, 2000).

Staying the course

To ensure we stay the course for financial stability, we contract with independent auditors to  review our progress each year. Deloitte & Touche LLP conducts an annual, independent audit of our financial statements and reserves. Milliman Inc., an international firm of consultants and actuaries that has been in business for five decades, also reviews our reserves.

Business with a mission

We are not a publicly traded company, so quarterly earnings do not drive our business strategy. Our mission is to provide a stable, competitive source of workers’ comp insurance for Texas businesses.

Focused on Texas Workers Compensation Needs

Because we do not seek a national customer base, we made a conscious choice not to seek a national rating. Making Texas a safer, more productive place to work and do business is our bottom line.

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