Texas Mutual Insurance is Here for Texas
Texas Mutual is The Most Trusted Name in Workers Compensation Insurance
The workers’ compensation market is volatile. Insurance carriers seem to come and go as often as the seasons. Sometimes, they leave their policyholders out in the cold. Texas Mutual Insurance Company has made a long-term commitment to Texas employers and their employees. Our financial strength guarantees that we will keep that commitment for years to come. Contact one our specialists for a FREE workmans comp insurance quotes.
Statutory surplus for Workers Compensation PoliciesOur 2007 year-end statutory surplus was $1.31 billion, which equates to a premiums-written-to-surplus ratio of 0.6:1. That means we can write premium well over our 2007 written premium of $760.5 million without compromising our financial strength.
Workers Compensation ReinsuranceWe reduce our risk for catastrophic exposures through reinsurance. We are also a member of the Texas Property and Casualty Insurance Guaranty Association, which further protects our policyholders and claimants (for claims occurring on or after January 1, 2000).
Staying the courseTo ensure we stay the course for financial stability, we contract with independent auditors to review our progress each year. Deloitte & Touche LLP conducts an annual, independent audit of our financial statements and reserves. Milliman Inc., an international firm of consultants and actuaries that has been in business for five decades, also reviews our reserves.
Business with a missionWe are not a publicly traded company, so quarterly earnings do not drive our business strategy. Our mission is to provide a stable, competitive source of workers’ comp insurance for Texas businesses.
Focused on Texas Workers Compensation Needs
Because we do not seek a national customer base, we made a conscious choice not to seek a national rating. Making Texas a safer, more productive place to work and do business is our bottom line.
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