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Cravens Warren

Serving the risk management and commercial insurance needs of business. Cravens Warren, founded in 1946, has been serving the insurance needs of... read more

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  • 10011 West Gulf Bank
    Houston, TX 77040
  • Phone (713) 690-6000
    Fax (713) 690-6020
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Non Owned Auto Exposures

Feb 1, 2011

By: Cravens Warren Staff, In Conjunction with CNA Insurance Company

Have you ever wondered what the line item is on your insurance coverage that is called "Hired And Non Owned Auto" coverage?  Have you wondered, "If I have no vehicles owned by my company, why would I have Auto coverage at all?" 

Hired and Non Owned Auto Coverage covers company liability, for the use of vehicles in connection with business operations, with vehicles that are not owned, leased, rented, or borrowed by the company.  More specifically, this covers the company liability of vehicles that are owned and operated by employees, and used for company business.  

CNA Insurance Company offers a 6 minute video presentation on the topic of Non Owned Auto.  The presentation will define clearly what Non Owned Autos are, why every business has some Non Owned Auto exposure, and how you can control the risk of the exposure.  Click HERE to view the Presentation.

If you'd like any further information on why Hired & Non Owned Auto coverage is important, or if you'd like to learn more about ways to control your Automobile Liability Risk, please contact us.  Also, please visit CNA's Risk Control Website,  This site offers a wealth of information on a variety of topics, to help you manage risk.