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Cravens Warren

Serving the risk management and commercial insurance needs of business. Cravens Warren, founded in 1946, has been serving the insurance needs of... read more

Contact Info
  • 10011 West Gulf Bank
    Houston, TX 77040
  • Phone (713) 690-6000
    Fax (713) 690-6020
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Commercial Insurance

Long Term Disability Insurance

Long Term Disability Insurance Categories

Long Term Disability Insurance

Allow us to set up Qualified Sick Pay Plans (Section 105) so that you can pay a disabled employee and still deduct the wages as a business expense, and also entitle both the firm and the disabled employee to exemption for FICA after six months of disability. Also keep in mind that the chances of a permanent disability are far greater than death (National Safety Council, Injury Facts, 2009 Edition) so disability income is a risk that needs consideration both in business and your personal lives.

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