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Cravens Warren

Serving the risk management and commercial insurance needs of business. Cravens Warren, founded in 1946, has been serving the insurance needs of... read more

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  • 10011 West Gulf Bank
    Houston, TX 77040
  • Phone (713) 690-6000
    Fax (713) 690-6020
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Flood Insurance: What You Should Know

By www.ready.gov/floods | Nov 14, 2012

Flood Insurance

What you should know:

  • Flood losses are not typically covered under renter and homeowner’s insurance policies.
  • FEMA manages the National Flood Insurance Program (NFIP), which makes federally-backed flood insurance available in communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage.
  • Flood insurance is available in most communities through insurance agents.
  • There is a 30-day waiting period before flood insurance goes into effect, so don’t delay.
  • Flood insurance is available whether the building is in or out of an identified flood-prone area.

What you can do:

  • Find out if your home or business is at risk for flood and educate yourself on the impact a flood could have on you and your family. FEMA's Flood Insurance Study compiled statistical data on river flows, storm tides, hydrologic/hydraulic analyses, and rainfall and topographic surveys to create flood hazard maps that outline your community's different flood risk areas.
  • contact your Cravens Warren insurance agent today about your policy and determine if you need additional coverage.