Defense Base Act Benefits
The Defense Base Act provides disability, medical, and death benefits
to covered employees injured or killed in the course of employment,
whether or not the injury or death occurred during work hours.
Compensation for total disability is two-thirds of the employee’s
average weekly earnings, up to a current maximum of $1,030.78 per week.
Compensation also is payable for partial loss of earnings. Death
benefits are half of the employee’s average weekly earnings to the
surviving spouse or to one child, and two- thirds of earnings for two or
more such survivors, up to the current maximum weekly rate. Permanent
total disability and death benefits may be payable for life, and are
subject to annual cost of living adjustments. There is no minimum
Permanent disability and death benefits payable to aliens and non-U.S. residents may be commuted by payment of half of the present value of future compensation, as determined by the OWCP district director.
The injured employee is entitled to medical treatment by a physician of his/her choice, as the injury may require. Medical benefits may not be commuted.
This information herein is intended as general information only. Reference: Explaining Defense Base Act (DBA) Insurance.pdf published by: U.S. Department of Labor US Department of Labor Office of Workers’ Compensation Programs 200 Constitution Avenue NW, C-4315 Washington, DC 20210
A person should consult with a insurance agent/professional for more information regarding Defense Base Act and his or her own risk and insurance needs before making any insurance decision.