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Cravens Warren

Serving the risk management and commercial insurance needs of business. Cravens Warren, founded in 1946, has been serving the insurance needs of... read more

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  • 10011 West Gulf Bank
    Houston, TX 77040
  • Phone (888) 296-1380
    Fax (713) 690-6020
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Defense Base Act Insurance

Defense Base Act Benefits

The Defense Base Act provides disability, medical, and death benefits to covered employees injured or killed in the course of employment, whether or not the injury or death occurred during work hours. Compensation for total disability is two-thirds of the employee’s average weekly earnings, up to a current maximum of $1,030.78 per week. Compensation also is payable for partial loss of earnings. Death benefits are half of the employee’s average weekly earnings to the surviving spouse or to one child, and two- thirds of earnings for two or more such survivors, up to the current maximum weekly rate. Permanent total disability and death benefits may be payable for life, and are subject to annual cost of living adjustments. There is no minimum compensation rate.
Permanent disability and death benefits payable to aliens and non-U.S. residents may be commuted by payment of half of the present value of future compensation, as determined by the OWCP district director.

The injured employee is entitled to medical treatment by a physician of his/her choice, as the injury may require. Medical benefits may not be commuted.


This information herein is intended as general information only. Reference: Explaining Defense Base Act (DBA) Insurance.pdf
published by:
U.S. Department of Labor   
US Department of Labor Office of Workers’ Compensation Programs
200 Constitution Avenue NW, C-4315
Washington, DC 20210

A person should consult with a insurance agent/professional for more information regarding Defense Base Act and his or her own risk and insurance needs before making any insurance decision.