Cravens Warren

Serving the risk management and commercial insurance needs of business. Cravens Warren, founded in 1946, has been serving the insurance needs of... read more

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    Houston, TX 77040
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    Fax (713) 690-6020
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Businesses Affected By a Hurricane Must Take Steps to Prevent The Worst

By Chubb | Sep 1, 2008
For businesses, responding to a disaster, such as Hurricane Katrina, can be overwhelming. After attending to personal needs-family, friends and homes-companies can begin to focus on preserving property, protecting employees and resuming business operations.

"When disaster strikes, there is a lot of work to be done, and many business owners may not know where to begin," said Steven D. Hernandez, senior vice president of Chubb & Son and worldwide loss control manager for Chubb Commercial Insurance. "Returning to work after a major disaster requires considerable thought. If business owners are not prepared for the potential risks, they could be creating a crisis within a crisis."

In the aftermath of Hurricane Katrina, the Chubb Group of Insurance Companies offers direction to  businesses working to restore operations.

Waiting for clearance to access buildings and records can be frustrating. Here are some activities many businesses can do, while they wait, to expedite their companies' recovery.

  • Verify the health, safety and security of your facility.
  • Check with local code officials to identify building-code requirements for repairs, new construction or demolition.
  • Prioritize order of resuming operations, and identify obstacles (e.g., utility lines, contamination, building integrity) created by the disaster.
  • Verify the operational state of key suppliers and subcontractors, and develop procedures for quickly procuring critical machinery, equipment, software and materials.