Cravens Warren

Serving the risk management and commercial insurance needs of business. Cravens Warren, founded in 1946, has been serving the insurance needs of... read more

Contact Info
  • 10011 West Gulf Bank
    Houston, TX 77040
  • Phone (888) 296-1380
    Fax (713) 690-6020
  • contact us
Client Account & Resources
Your Bill
Risk Portal
Join Our List
Client Area
About Cravens Warren



Workers' Compensation Experience Modifier

Cravens Warren has partnered with National Insurance Application Systems, Inc. (NIAS), a 25 year old independent workers’ compensation claims auditing firm, whose sole function is to:

  • Audit open workers’ compensation claim files and changes reserves
  • Verify modifiers at renewal & pursue corrections with the Carriers
  • Historically reduces premiums by 20 – 30%

What Makes AcuComp® unique?

AcuComp'" is web-based, offering us 24/7, real time access to our client's workers' compensation claim information and reports. An independent audit performed over a five year period by a State Insurance Department proved that the AcuComp® system lowers reserves an average of 30% and experience modifiers an average of 27 points, with a corresponding reduction in workers' compensation premiums.


AcuComp® is both retrospective and prospective, which results in a permanent drop in an experience modification averaging 27 points over time. As long as an insured remains with the program experience modifiers will stay at their lowest possible point.

We feel that the process of managing your workers’ compensation issues properly is so complex and time consuming that we have partnered with a highly specialized firm AcuComp® that focuses entirely on reducing open claims reserves before Unit Stat time to bring down your modifiers for the next policy cycle.

We believe one of the most important things an agent can do for you is to properly exercise your statutory ‘check & balance’ rights with your insurance carrier.

AcuComp®, a proven, proactive, long term plan in place to control your worker’s compensation costs!