Nursing Home Insurance
- Health Care Division
- Coverage for Long Term Care Facilities
Our Health Care Division specializes in writing coverage on Nursing Homes, Personal Care Facilities, and Assisted Living Centers. Cravens/Warren is one of the largest writers of insurance for these type of facilities in the state of Texas. We have over thirty-five years of collective experience in this area.
Through the years, we have earned a reputation of providing a professional yet personal approach to risk management. Cravens/Warren combines the expertise and experience of its principals with some of the most respected insurance companies in Texas.
We provide coverage for all of the following:
- Nursing Homes
- Personal Care Facilities
- Assisted Living Centers
- Adult Day Care Centers
- Home Health Agencies
We have comprehensive programs designed to meet the specific needs of Long Term Care Facilities. Some of the key coverage points to note are as follows:
- Limits from $250,000 - $1,000,000 per occurrence / $3,000,000 aggregate
- Limits are written on a per location basis
- Coverage for employees and volunteers
- Coverage for the Administrator, Director of Nursing, and Medical Director, Members of the LLC's, employees and volunteers.
- Available without exclusion for physical and sexual abuse and punitive damages
- Defense Outside the Limit
- Evacuation coverage
We can provide General/Professional Liability, Property, Commercial Automobile, Umbrella, Worker's Compensation, or Occupational Accident, Patient Trust Fund Bonds and Surety Bonds.
The following selections have been created especially for Long Term Care Providers:
- On-line Tools for Long Term Care Providers
- How to Obtain an Application
- Explanation of Coverages
We represent the following markets for the General/Professional Liability coverages:
- Lloyds of London
- CNA Insurance Company
- Homeland Insurance (One Beacon)
- James River Ins. Co.
- Colony Ins. Company
For the other lines we represent the following markets:
- Philadelphia Ins. Co.
- CNS Ins. Company
- Union Standard Ins. Co.
- United Fire Ins. Company
- Progressive
- Hartford
- St. Paul/Travelers
- Various surplus lines markets
