Non-Owned Auto Insurance

Hired and Non-Owned Auto Insurance 

Hired and Non Owned Auto Coverage is an extremely valuable coverage for your business. Even in the event that your company doesn't have any vehicles titled in its name, you should still carry coverage for Non Owned / Hired Auto Liability which can be endorsed onto your Package or General Liability policy, or can be written as stand alone coverage.

Non Owned Auto Liability protects your company if it is brought into a lawsuit resulting from an auto accident involving a vehicle owned by you personally, or owned by one of your employees (not owned by the company) if they were using it for company business.

Hired Auto Liability protects your company interests in the event that it is sued resulting from an auto accident due to the use of a leased or rented vehicle by one of your employees while on company business.

Hired Car Physical Damage coverage provides your company with coverage similar to collision and comprehensive in the event that a vehicle you rent or leased is damaged.