Property Insurance

Property insurance can include protection for your buildings, contents, inventory, furniture and fixtures, and equipment at specific locations. For equipment that moves frequently an "inland marine" coverage is needed.

Property Insurance

Property Insurance includes the original peril of "Fire" Insurance protection and has evolved to include many other perils today.  Usually included are Lightning, Windstorm, Hurricane, Hail, Vandalism and even Theft.  Purchasing fire insurance will protect your business from a total or a partial loss in the case of damage from a fire or other insured peril. We can even broaden your policy to cover all types of physical loss with only the few exclusions such as war.

We will work with you to design a program that fits your needs. We can help you choose adequate coverage limits, the proper deductible, and the most cost effective co-insurance percentage. Would you benefit from Blanket Coverage? Can we get the co-insurance waived on your policy? Call us, we can help.

For example, if you have large number of buildings to insure ($50,000,000+) and they are located over a signifcant geographic area, you may be willing to insure them all but at a lower total insured limit than the total value of all your properties. That can significantly cut your insurance premiums! Call to inquire as we have insurers willing to work with us on this kind of innovative program.