Commercial Auto Insurance

Commercial Auto Insurance

Virtually every business has some Automobile Insurance exposure. If the business owns cars or trucks it has the potential to suffer loss from the Physical Damage of the vehicles. But even if your business does not own vehicles it has exposure for the liability of accidents of employees while driving a rental car or personal car on company business.

At fault accidents subject you to the potential liability for damage to others vehicles and for the bodily injury liability if others are hurt. Whether your company is involved in the transport of employees or goods of any kind, it is important that you purchase commercial auto insurance. In the event of an auto accident, commercial auto insurance will protect your company from: 1. the high costs of replacing automobiles; 2. the medical expenses of injured persons and 3. the legal costs of defending you, if you are sued. All vehicles titled to your company must be covered by insurance for your protection.